Mutual funds description : Part 1

 Hi friends,👋

What is mutual Fund??????🤔

 म्यूचुअल फंड क्या है?????????

Normally people don't want to invest money in MUTUAL FUND because they are feeling FD's are giving more profit and security, comparatively Mutual Funds but somehow its not true....Mutual funds companies are investing your money in different different verticals and anyways giving you more profit in compare to bank fixed deposits here we understand👇

म्यूचुअल फंड कंपनियां निवेशकों से पैसे जुटाती हैं. इस पैसे को वे Share market, bonds और गवर्नमेंट सिक्युरिटीज जैसे assets  में लगाती हैं. इसके बदले म्यूचुअल फंड निवेशकों से charges भी लेती हैं. देश में अलग-अलग कई म्यूचुअल फंड हाउसेज हैं जो निवेश करने के लिए फंड मैनेजर नियुक्त करती है. फंड मैनेजर को मार्केट की अच्छी जानकारी होती है, जो अपनी समझ से ऐसे फंड में निवेश करते हैं जिसमें अधिकतम मुनाफा हो.

but it's a very good option for them who all are not have that much Idea about share market. As compare to share market, mutual funds are anyways good because they are deciding a proper goal as per the invester's limit to invest money, here best thing is "profit" we can get without any market knowledge because here we will get fund managers who are having best knowledge about all verticals of Market. 🏢

He understands the market very well and invest your money for better returns and plus point is, your money invested on multiple funds, fund managers devide it and put it on different shares, idea behind it to give you more profit & returns because if one share/fund is down fund manager shift that amount on the different funds which all are in good condition 👍 😊, here multiple types of funds available in market equity, debt, hybrid, etc.

If Market condition is not good than you can go through with debt funds where your money will be safe in case of ups and downs of the market.

In compare to FD's mutual funds are good for tax saving as well, at one side it will give you tax rebate and on other side it will give you better returns (FD's rrt is 4.9.or 5% & Mutual funds rrt is minimum 12-15%) as per the last 40 years history mutual funds has given minimum 15 % returns to their customers. SIP is a systematic and limited investment plan where you can decide and invest your money in every month in the scheme.

Even you can use top- up also whenever u want.

Mutual fund is the automatic scheme where your limited/fixed amount on deducted on monthly basis, market is having fluctuations so who all are not able to take little risk please stay away from mutual fund and shares.

If you are able to take risk and want to earn more than go for diversified funds,,,, ups n downs comes but you will get good returns just you have to keep pasion🧐.

Mutual fund is a best platform for investors to invest money whether it's too much or ok ok,,,, AMFI updated some figures where folios crossed 9 crs.

If you want to invest on mutual funds you can mention on comment section.

We will continue on this in mutual fund description part 2....

Thanks 💐

Unemployment # Digital World # Happiness by small ideas or businesses #

Hi friends,

I would like to write about "Unemployment" today, as I have seen few smiley faces in surroundings so realized that maximum people are not getting jobs not because they are literate or illiterate but because of the system who is not following proper steps and not taking appropriate actions.

Students are coming from different streams & background with only one goal & dream "JOB" 

but only 10-20% of them are getting jobs in our country. Government job preparation also the biggest part of our life, each and every second people want to do govt job but LUCK is not good every time.

A fresher who is looking for job or A worker who recently quit or was fired and is looking for a job in an economy that is not experiencing a recession. It is not an unhealthy thing because it is usually caused by workers trying to find a job that is most suitable to their skills. when the skills set of a worker does not match the skills demanded by the jobs available, or alternatively when workers are available but are unable to reach the geographical location of the jobs.

ups & downs are coming in the market, jobs and market both are not in stable condition all the time.

Few point where System / Govt or management have to concentrate: 

Strategy 1# Use of Labour-intensive Technology:

Strategy 2# Accelerating Investment in Agriculture:

Strategy 3# Diversification of Agriculture:

Strategy 4# Labour-Intensive Industrial Growth:

Strategy 5# Services and Employment Growth:

Strategy 6# Education, Health and Employment Generation:

Biggest way / path is online world to get success:

Best way to encourage employment is Empower real skill sharing platforms where people from villages, tribal and remote areas can come up and share their knowledge & ideas. Promote solo entrepreneurs who are building small things but they are solving problems on a large scale, they have to take initiative and show it to world.

For example- If an educated person from a tribal area made something organic that could be used in substitute of anti-environment materials.I have seen people who have skills like writing, video editing, singing, designing, architecture, teaching etc but due to their job and jobless sort of world they know only 1 way of utilizing their skills.

These kinds of people should be exposed to real opportunities in the online world.Like we are living in lock down right now, we want to go outside have fun but stepping out of our house is limited. These hard moments are giving us the time for self-realization because after a while we have felt our world so still where we can talk to our inner self in real-time, no one knows there is a scientist in everyone who can do experiments and invent anything.

The same could be done to the resources that we are not utilizing because we don’t possess the right technology. In my opinion, and give startups and ignited minds the opportunities to create something better. I believe in less time if the money that is spent on importing those goods is given to the startups in the shape of fundings, we/ I/ Me/You can be the next SUPERPOWER in sometime.☺

If no options for money, we can start any zero investment business also, but dont get upset success is there after a short or long battle / struggle.

Thanks soon we will talk about anyone's success story.