Mutual funds description : Part 1

 Hi friends,👋

What is mutual Fund??????🤔

 म्यूचुअल फंड क्या है?????????

Normally people don't want to invest money in MUTUAL FUND because they are feeling FD's are giving more profit and security, comparatively Mutual Funds but somehow its not true....Mutual funds companies are investing your money in different different verticals and anyways giving you more profit in compare to bank fixed deposits here we understand👇

म्यूचुअल फंड कंपनियां निवेशकों से पैसे जुटाती हैं. इस पैसे को वे Share market, bonds और गवर्नमेंट सिक्युरिटीज जैसे assets  में लगाती हैं. इसके बदले म्यूचुअल फंड निवेशकों से charges भी लेती हैं. देश में अलग-अलग कई म्यूचुअल फंड हाउसेज हैं जो निवेश करने के लिए फंड मैनेजर नियुक्त करती है. फंड मैनेजर को मार्केट की अच्छी जानकारी होती है, जो अपनी समझ से ऐसे फंड में निवेश करते हैं जिसमें अधिकतम मुनाफा हो.

but it's a very good option for them who all are not have that much Idea about share market. As compare to share market, mutual funds are anyways good because they are deciding a proper goal as per the invester's limit to invest money, here best thing is "profit" we can get without any market knowledge because here we will get fund managers who are having best knowledge about all verticals of Market. 🏢

He understands the market very well and invest your money for better returns and plus point is, your money invested on multiple funds, fund managers devide it and put it on different shares, idea behind it to give you more profit & returns because if one share/fund is down fund manager shift that amount on the different funds which all are in good condition 👍 😊, here multiple types of funds available in market equity, debt, hybrid, etc.

If Market condition is not good than you can go through with debt funds where your money will be safe in case of ups and downs of the market.

In compare to FD's mutual funds are good for tax saving as well, at one side it will give you tax rebate and on other side it will give you better returns (FD's rrt is 4.9.or 5% & Mutual funds rrt is minimum 12-15%) as per the last 40 years history mutual funds has given minimum 15 % returns to their customers. SIP is a systematic and limited investment plan where you can decide and invest your money in every month in the scheme.

Even you can use top- up also whenever u want.

Mutual fund is the automatic scheme where your limited/fixed amount on deducted on monthly basis, market is having fluctuations so who all are not able to take little risk please stay away from mutual fund and shares.

If you are able to take risk and want to earn more than go for diversified funds,,,, ups n downs comes but you will get good returns just you have to keep pasion🧐.

Mutual fund is a best platform for investors to invest money whether it's too much or ok ok,,,, AMFI updated some figures where folios crossed 9 crs.

If you want to invest on mutual funds you can mention on comment section.

We will continue on this in mutual fund description part 2....

Thanks 💐